1. Where SAT and ACT stand in 2026
2. How scores fit into holistic review
3. When you still need SAT or ACT scores
4. When applying without tests makes sense
5. A simple framework to decide
6. When to take the SAT or ACT in 2026
7. Building an efficient 3 to 4 month study plan
8. Cost, access, and equity considerations
9. Using platforms like WiseAdmit
10. Putting it all together
11. Key takeaways